Oberlander Dorfman, Inc.

"It's a pleasure working with such helpful and efficient professionals."
H. Montag

"Generating rate-comparisons at the client's home makes selling so much easier."
Ruth Harris - Member MDRT

"ODI eliminates so much legwork for the broker."
David Zakheim

"You have truly given me a mobile sales office."
M. Rubinstein - Member Top of the Table

"ODI's new online access is a genuine time-saver for any broker."
Scott Davis - Member Court of the Table

"Since connecting with ODI, my business has increased greatly."
Ptol Slattery - Member Top of the Table

"Having a physician on staff to help with underwriting is a brilliant idea!"
Mark Zlotnick - Member Top of the Table

"Support, especially on more intricate underwriting, is great. The creativity is amazing." Paul Katz - Life member President's Cabinet, Member MDRT


Health Plans - Available 7/1/07-9/15/07
GHI EPO 40 Plus Embedded Rx: $10/30/50 ($50 ded/$1000 retail max)* Voluntary & Unlimited Mail Order $40 Physician Copay $0 Dependent Child Office Visit Copay $100 Emergency Room copay $1000 Hospital copay 2 Tier Rate EE: $318.59 Family: $811.17 4 Tier Rates also available* Includes MulitPlan National Network	Health Net EPO 30 Embedded Rx: $15/25/40 $30 PCP Copay $45 Specialist Copay $100 Emergency Room Copay $300 Hospital Copay Per Day (maximum $1500 per admission) 4 Tier Rate EE: $344.22 EE/Spouse: $763.24 EE/Child(ren): $630.91 Family: $1023.34
HIP EPO 100/90 New Embedded Rx: $20/30/50 ($50 Deductible) In Doctor's Office $25 Copay $50 Emergency Room Copay Out of Doctor's Office $1000 deductible 90% ($500 max) coinsurance 2 Tier Rate EE: $301.14 Family: $733.82 4 Tier Rate EE: $301.14 EE/Spouse: $599.57 EE/Child(ren): $557.77 Family: $915.82	HIP PPO Share 30 Embedded Rx: $20/30/50 ($50 Deductible) In Doctor's Office $30 PCP Copay $50 Specialist Copay $50 Emergency Room Copay Out of Doctor's Office $1000 deductible 90% ($500 max) coinsurance Out of Network $1000 deductible 80% ($3000 max) coinsurance EE: $314.41 Family: $766.33 4 Tier rates also available

Three great new NYC based plans!

Benefits	HIP PPO Share 30		HIP POS 25		HIP 100/90 New
	In-Network	Out-of-Network	In-Network	Out-of-Network	In-Network
Primary/Specialist	$30/50	Ded & Coins	$25/40	Ded & Coins	$25
Deductible (Ded)	$1000/$2000	$1000/$2000	N/A	$2500/$5000	$1000/$2000
Coinsurance (Coins)	90%	80%	N/A	50%	90%
Coinsurance (Coins) Max Out-of-Pocket	$500/$1000	$3000/$6000	N/A	$7000/&14,000	$500/$1000
Lifetime Max	Unlimited	Unlimited	Unlimited	$5,000,000	Unlimited
Rx Coverage	$20/30/50 ($50 Ded)		$20/30/50 ($50 Ded)		$20/30/50 ($50 Ded)
Rates
Employee	$314.41		$372.93		$301.14
Employee & Spouse	$626.11		$743.11		$599.57
Employee & Child	$582/45		$691.28		$557.77
Family	$956.42		$1,135.46		$915.82

Office phone
(516) 887-7788
(888) ODI-SALES

FAX number
(516) 887-0321

700 Merrick Rd
Lynbrook, NY 11563
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